Zoning, building permits and septic rules in Camargo, Kentucky

Camargo’s own rules

• Building permitRequired

  Mobile homes moved in or set up for occupancy inside Camargo city limits

  • Applies to mobile homes used for dwelling purposes; temporary classrooms, temporary offices and mobile homes held in inventory for sale are excluded.
  • Used mobile homes must not be older than 10 years, unless new.
  • Permit is issued by the city clerk or designated building inspector; no utility service until the permit is obtained.

  mobile home permit fee: 250 USD · minimum appraised value of a used mobile home: >= 50000 USD (appraisal by a licensed appraiser) · maximum age of a used mobile home: <= 10 years (new mobile homes are not subject to this limit)

  “the owner of any mobile home to be located within the corporate limits of the city of camargo shall secure a permit from the clerk of the city of camargo before a mobile home can be moved in or set up for occupancy.”

• Minimum lot sizeSpecified

  Mobile home parks begun after the ordinance took effect inside Camargo city

  • Existing parks have a phased compliance schedule.

  minimum lot area per mobile home in a park: >= 8500 square feet · minimum park tract: >= 6 acres

  “within any mobile home park the minimum size of a lot to be occupied by an individual mobile home shall be no less than eight thousand five hundred (8,500) square feet.”

  One more reviewed finding on this topic

  • Specified — Lots with a mobile home inside Camargo city (applies to mobile homes only; no district schedule found for single-family residential lots)

    “all mobile homes located within the corporate limits of the city of camargo shall be located on lots of not less than eight thousand five hundred (8,500) square feet”

• SetbacksSpecified

  Mobile homes located inside Camargo city (not a general single-family setback)

  • No general residential setback found for site-built homes.

  front setback from nearest public street: >= 30 feet · setback from non-street lot boundary: >= 15 feet · separation from other structures on the same lot: >= 10 feet

  “said mobile home shall be placed at least thirty feet from the nearest public street and not less than fifteen feet from any boundary of the lot not bounded by a public street.”

• Living in an RVLimited

  Campers, travel trailers and motor homes used as a residence inside Camargo city

  • Such vehicles are treated as mobile homes when installed and continuously occupied as a place of residence, so the mobile home permit, lot and setback rules apply.
  • Recreational use is not covered by this ordinance.

  “will be considered "mobile homes" within the meaning of this ordinance when they are installed and continuously occupied as a place of residence”

• Manufactured homesLimited

  Mobile homes occupied as dwellings inside Camargo city outside a licensed mobile home park

  • Requires a city permit before occupancy and a permanent concrete foundation or pad with matching underpinning.
  • Lot minimum 8,500 square feet and setbacks apply; unoccupied mobile homes for two years must be removed.
  • Mobile homes in a licensed park follow the park rules.

  “the owner of any mobile home to be located within the corporate limits of the city of camargo shall secure a permit from the clerk of the city of camargo before a mobile home can be moved in or set up for occupancy.”

• Off-grid sanitationLimited

  Mobile homes inside Camargo city where public sanitary sewer is not available

  • Individual septic tanks are allowed only as required by Kentucky law.
  • Mobile homes must hold the city permit before occupancy.
  • Not stated for site-built homes.

  “all mobile homes located within the corporate limits of the city of camargo shall be connected to the sanitary sewer if available or shall be provided with individual septic tanks as required by the applicable laws and regulations of the commonwealth of kentucky.”

• Mandatory utility hookupSewer (with conditions)

  Mobile homes located inside Camargo city limits (no rule found for site-built homes)

  • Connection is required only if sanitary sewer is available; otherwise individual septic tanks per state law.
  • Utility service may not be provided to a mobile home outside a mobile home park until the city permit is obtained.
  • No public water connection rule for individual lots was found.

  “all mobile homes located within the corporate limits of the city of camargo shall be connected to the sanitary sewer if available or shall be provided with individual septic tanks as required by the applicable laws and regulations of the commonwealth of kentucky.”

• Driveway accessRequired

  Lots inside newly licensed mobile home parks in Camargo city; no rule found for other driveways

  • Applies to parks that begin operation after the ordinance took effect.

  “each lot shall include a driveway of sufficient size to permit off street parking of two cars.”

• Permit feesPublished (with conditions)

  Mobile home permits and mobile home park licenses issued by Camargo city

  • The park application fee is paid with the license application; the renewal fee applies on renewal.
  • Septic permit fees under 902 KAR 10:110 are set separately by the local board of health and are not included here.

  mobile home placement permit fee: 250 USD · mobile home park license application fee: 250 USD · mobile home park license renewal fee: 100 USD

  “on proper application meeting all of the criteria and the payment of $250.00 the city clerk or designated building inspector shall issue a permit to the applicant.”

• Permit processPublished (with conditions)

  Obtaining a mobile home permit inside Camargo city

  • Application to the city clerk with a survey plat showing the lot meets Section VI.
  • Used mobile homes need a licensed appraisal of at least $50,000.00 and cannot be more than 10 years old.
  • Mobile home parks are licensed by the city council; applications are decided within 30 days.

  “application for such a permit shall be made with the city clerk of the city of camargo which shall require that a survey plat of the property on which said mobile home is to be located must be attached to the application”

Rules another office applies inside Camargo

Camargo does not set these itself; the county, a health district or the state does, and they apply to every address inside its limits.

• Building code adoptedAdopted (with conditions)

  New single-family dwellings, two-family dwellings and townhouses constructed inside Camargo city under the statewide mandatory residential code

  • Statewide rule; no Camargo-specific residential code adoption was found in the city's ordinance index.
  • Other residential occupancies (not single-family, two-family or townhouse) must comply with the 2015 International Building Code and the 2018 Kentucky Building Code under the same regulation.
  • The rendered legislature page mixes tracked-change versions; the quoted sentence is the clean current text and names the 2018 Kentucky Residential Code, third edition, August 2024 as the incorporated material.

  “the 2015 international residential code for one (1) and two (2) family dwellings (irc) shall be the mandatory state residential building code for all single-family dwellings, two (2) family dwellings, and townhouses constructed in kentucky”

• Septic permitRequired

  Construction, installation or alteration of an on-site sewage disposal system on land inside Camargo city

  • Permit is issued by the local health department on a DFS-307 application.
  • Homeowners may obtain the permit only for work they personally perform, under 902 KAR 10:110 Section 2(4), and no more than one homeowner permit per five-year period, except for repair or alteration of the originally permitted system.
  • Application must be made before any portion of the system is built. A local board of health fee under KRS 211.355 is added to the state fee.

  on-site sewage disposal permit fee: 50 USD (plus the local board of health fee under KRS 211.355)

  “krs 211.350 provides that no person, firm, or corporation shall construct, install, alter or cause to be constructed, installed, or altered any on-site sewage disposal system subject to administrative regulation by the cabinet without having first obtained an on-site sewage disposal permit from the local health department.”

Still unanswered

We looked and could not find an official answer yet. Silence is not permission; ask Camargo or Montgomery County directly.

• Owner-builder exemption — Owner-builder exemption for building work inside Camargo city
• Local zoning — Whether Camargo city adopts and administers its own zoning ordinance for land inside its limits
• Zoning districts — Zoning districts for land inside Camargo city
• Minimum dwelling size — Minimum floor area for a dwelling inside Camargo city
• Lot coverage — Maximum lot coverage inside Camargo city

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.