Kenton County, Kentucky requires a building permit for construction through Planning and Development Services of Kenton County (PDS), although state rules leave single-family permit requirements to local ordinance12. Zoning requirements vary among the local jurisdictions whose ordinances PDS maintains and reviews3. The Northern Kentucky Health Department handles septic permits and inspections4.
At a glance
- Building permit
- Required, through PDS's Building Codes Administration (Kentucky doesn't require this statewide, but Kenton County does locally)12
- Zoning
- Yes, but requirements vary among local jurisdictions; PDS maintains and reviews the local ordinances3
- Septic permits
- Required for new installations and repairs through the Northern Kentucky Health Department5
- Septic construction permit validity
- Expires one year after issuance unless the state grants an extension6
- Septic site evaluation fee
- $300, due when you submit the application7
- Septic soil suitability
- Only 0.2% of soils rate free of severe limits for a conventional drain field8
- Owner-performed HVAC
- Allowed conditionally for a personal residence, with an advance application and supporting documents9
- Splitting off a lot
- Regulated through local planning commissions under the Kenton County subdivision regulations10
Who to call
Building permits
Planning and Development Services of Kenton County (PDS) - Building Codes Administration
Building, zoning, planning and subdivision permit applications for Kenton County and its member cities, all through one shared department and online portal
1840 Simon Kenton Way, Suite 3400, Covington, Kentucky 41011-3693
Septic permits
Northern Kentucky Health Department
Septic site evaluations, new and repair installation permits, and inspections for onsite sewage systems in Kenton County
8001 Veterans Memorial Drive, Florence, KY 41042
Contact details are copied from each office’s official page and were checked against it on September 29, 2026.
Do you need a building permit in Kenton County, Kentucky?
Kenton County requires a building permit for construction through the Building Codes Administration department of Planning and Development Services of Kenton County (PDS)1. Kentucky's residential code applies to single-family homes, two-family homes and townhouses, while local ordinance determines whether a single-family home needs permits, inspections and a certificate of occupancy112. Kenton County uses that local authority to require a building permit1. Building, zoning, planning and subdivision applications may be submitted through the shared PDS online portal12. A homeowner doing the work personally does not receive a blanket exemption: the confirmed homeowner provision applies only to qualifying HVAC work in the owner's residence or a home being built for the owner's personal residential use9.
Who is the Kenton County building department, and how do you reach them?
PDS's Building Codes Administration Department handles building-permit questions for Kenton County12. Reach PDS at 1840 Simon Kenton Way, Suite 3400, Covington, Kentucky 41011-369312. Call 859-331-8980 for the main PDS line or 859-957-2408 specifically for building permits12. The same PDS portal accepts building, zoning, planning and subdivision applications, which gives a buyer or builder one place to begin even though the applicable zoning ordinance depends on the parcel's local jurisdiction123.
Does Kenton County have zoning?
Kenton County has zoning, but it is not one uniform countywide ordinance: PDS reviews amendments and development plans and maintains 20 local zoning ordinances, so the rules depend on the municipality or unincorporated county area containing the parcel3. Start with PDS at 859-957-2408 and identify the parcel's jurisdiction and zoning district before relying on rules for setbacks, RVs, tiny homes or minimum home size123. Land division is regulated too; Kenton County's subdivision regulations set standards for responsibilities administered through local planning commissions10. A plan to split acreage should therefore go to PDS before a survey or sale is treated as final1012.
How do septic permits work in Kenton County?
The Northern Kentucky Health Department administers septic permits and inspections in Kenton County4. Reach the department at 859-341-4264 or at 8001 Veterans Memorial Drive, Florence, KY 410427. A new system begins with a site-evaluation application and a $300 fee; if the site is rated suitable or provisionally suitable, a certified installer may apply for the installation permit, while a repair or alteration requires a repair permit5. After installation, the installer must request a Health Department inspection before covering any work13. An existing system also needs Health Department inspection before a local building office issues a building or remodeling permit; an actively failing system instead goes through a site evaluation13. Only about 0.2% of Kenton County soils rate free of severe limitations for a conventional drain field, so make septic feasibility an early purchase contingency8.
Can you live in an RV or tiny home on your land in Kenton County?
Kentucky law permits temporary vehicle sleeping for less than 12 hours in a vehicle lawfully parked on a public road, street or parking lot, but that rule does not authorize long-term RV occupancy on private land14. RV and tiny-home rules in Kenton County depend on the local zoning ordinance applicable to the parcel; PDS maintains 20 local ordinances, so ask PDS to identify both the jurisdiction and zoning district before buying or moving a unit onto the land312. Manufactured homes are governed separately under Kentucky law, in addition to applicable local zoning15. A confirmed homeowner provision allows personally performed HVAC work only when its application, affidavit, sizing proof, and duct and piping plans are submitted before work begins; it is not permission to skip the building-permit process9.
Building a home in Kenton County, Kentucky: the steps, in order
- Ask PDS to identify the parcel's local jurisdiction and zoning district before design work, because Kenton County's local zoning requirements vary312.
- If the project divides land, take the proposal to PDS under the Kenton County subdivision regulations1012.
- If public sewer is unavailable, submit a septic site-evaluation application and the $300 fee to the Northern Kentucky Health Department5.
- After a suitable or provisionally suitable septic result, have a certified installer apply for the installation permit5.
- Submit the building-permit application through the PDS portal112.
- If personally performing qualifying HVAC work, apply before work begins and provide the required affidavit, sizing proof, and design plans9.
- Have the septic installer request inspection before covering the work, then complete the required building inspections131.
What to check before you buy land in Kenton County, Kentucky
Ask PDS which local jurisdiction and zoning ordinance apply before buying a Kenton County parcel, because the applicable use and development rules vary across the county312. Test septic feasibility early: only about 0.2% of Kenton County soils rate free of severe limitations for a conventional drain field8. For a parcel with an existing system, obtain the Health Department inspection that local building offices require before issuing a building or remodeling permit13. Send any proposed land split to PDS because Kenton County subdivision regulations are administered through local planning commissions1012. The nearest city of 100,000 or more is about 14 miles from the county center, population density is around 1,069 people per square mile, the effective property-tax rate is near 1%, and the median annual property-tax bill is about $2,28416171819.
Watch-outs
- Kenton County's confirmed homeowner provision is limited to qualifying HVAC work and requires an advance application, supporting documents, and work performed personally by the owner9.
- Kentucky's state code doesn't require a building permit for a single-family home unless local ordinance says so, but Kenton County has adopted that ordinance and does require one, unlike some rural Kentucky counties21.
- Kenton County zoning is not one uniform ordinance; ask PDS which local jurisdiction and ordinance govern the parcel before relying on RV, tiny-home, setback or minimum-size rules312.
Sources
- PDS Kenton County - Building Permits (2026 county census)
- 815 KAR 7:125, Kentucky Residential Code (Kentucky statewide rule), quoted and re-checked
- General Government - Planning and Development Services of Kenton County, quoted and re-checked
- Septic Systems - Northern Kentucky Health Department, quoted and re-checked
- Septic Systems - Northern Kentucky Health Department, quoted and re-checked
- 902 KAR 10:110. Issuance of on-site sewage disposal system permits (Kentucky statewide rule), quoted and re-checked
- Northern Kentucky Health Department (nkyhealth.org)
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- 815 KAR 8:070 - HVAC Permits, quoted and re-checked
- Regulations - Planning and Development Services of Kenton County, quoted and re-checked
- 815 KAR 7:125 - Kentucky Residential Code, quoted and re-checked
- Planning and Development Services of Kenton County (PDS) - Building Codes Administration (pdskc.org)
- Septic Systems - Northern Kentucky Health Department, quoted and re-checked
- KRS 511.110 — Unlawful camping (Kentucky statewide rule), quoted and re-checked
- 815 KAR 7:120 Kentucky Building Code (Kentucky statewide rule), quoted and re-checked
- Distance to the nearest metro area: Bolthole Index county data
- Population density: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 29, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.