Bolthole Index

Fayette County, Illinois

Zoning, building permits and septic rules in St. Elmo, Illinois

St. Elmo is a city in Fayette County, Illinois. St. Elmo adopts its own zoning, so inside its limits St. Elmo’s rules apply, not the county’s. 11 rules below are quoted from official sources and independently re-checked, most recently on November 2, 2026. Rules for unincorporated land are on the Fayette County page.

Answers from the rulebook for St. Elmo

St. Elmo’s own rules

  • Local zoningPresent (with conditions)

    Land inside the municipal limits of the city of St. Elmo, Fayette County, IL. The minutes name the city as in Fayette County.

    • The city zoning ordinance (Chapter 19) divides all land within city limits into districts (A-1, R-1, R-2, B-1, B-2, I-1 per 19-1-5).
    • The ordinance's definition of district says the zoning district is a designated part of the city and surrounding one and one half miles of unincorporated area; the unincorporated extent is not answered here.
    • The zoning map is referenced as adopted in 19-1-5 but was not opened.
    “all land within the municipal limits of the city of st. elmo shall be divided into the following districts and shown on the st. elmo zoning map hereto attached. said zoning map is hereby approved and adopted and is hereby made a part of this ordinance.”
  • Zoning districtsPublished (with conditions)

    Land inside St. Elmo city limits (zoning district list)

    • District list is in the text of 19-1-5; the district boundary map was not opened, so the map's availability is not confirmed.
    “a) agricultural, (a-1) b) single family residential, (r-1) c) general residential, (r-2) d) central business, (b-1) e) general commercial, (b-2) f) industrial, (i-1)”
  • Minimum dwelling sizeSpecified

    Single family residential district R-1 inside St. Elmo city limits

    minimum ground floor area, single family: >= 1000 sq ft · minimum ground floor area, two families: >= 1400 sq ft

    “(6) minimum ground floor area: 1000 sq. ft. single family, 1400 sq. ft. two families”
    One more reviewed finding on this topic
  • Minimum lot sizeDistrict specific (with conditions)

    Single family residential district R-1 inside St. Elmo city limits

    • Figures are from the R-1 lot and building specifications in 19-1-7(e); other uses in the district follow the ordinance's own terms.

    minimum lot area: 7100 sq ft · minimum lot width: 50 ft

    “(1) minimum lot area: 7100 sq. ft. (2) minimum lot width: 50 ft.”
    One more reviewed finding on this topic
  • SetbacksDistrict specific (with conditions)

    Agricultural district A-1 inside St. Elmo city limits

    • Figures are from 19-1-6(e); accessory structure figures are in parentheses in the same section.

    front yard setback: 30 ft · rear yard setback: 25 ft (10 ft for accessory structures) · minimum side yard total: 35 ft (minimum 15 ft on one side; 10 ft for accessory structures)

    “(2) front yard setback: 30 ft. (3) rear yard setback: 25 ft. (10 ft. for accessory structures (4) minimum side yard: 35 ft. total, with a minimum of 15 ft. on one side (10 ft. for accessory structures)”
    One more reviewed finding on this topic
  • Lot coverageSpecified

    Single family residential district R-1 inside St. Elmo city limits

    • Figure is for single or double family residential use; other uses in the district have a different limit.

    maximum lot coverage, single or double family residential: <= 33 percent (70% for all others)

    “(8) maximum lot coverage: 33% single or double family residential; 70% all others”
  • Building heightSpecified

    Single family residential district R-1 inside St. Elmo city limits

    maximum building height: <= 35 ft

    “(7) maximum building height: 35 ft. (8) maximum lot coverage: 33% single or double family residential; 70% all others”
  • Manufactured homesLimited

    Manufactured homes in the single family residential district R-1 inside St. Elmo city limits

    • Manufactured homes are listed as a special use requiring Zoning Board of Appeals approval after notice, not a principal use.
    • The zoning definition of single-family dwelling says it includes modular homes, mobile homes and manufactured homes; the special-use list is the operative limit for placement in R-1.
    “b) special use - after due notice, consideration and appropriate safeguards, the board may permit special uses as follows: (1) duplexes (2) home occupations (3) libraries, museums (4) churches, temples (5) manufactured homes”

Still unanswered

We looked and could not find an official answer yet. Silence is not permission; ask St. Elmo or Fayette County directly.

  • Building permit — Building permits for new homes inside St. Elmo city limits
  • Owner-builder exemption — Owner-builder exemption inside St. Elmo city limits
  • Building code adopted — Building code adoption inside St. Elmo city limits
  • Inspections — Building inspections inside St. Elmo city limits
  • Certificate of occupancy — Certificate of occupancy inside St. Elmo city limits
17 more unanswered
  • Living in an RV
  • Camping on your land
  • Tiny homes
  • Accessory dwellings
  • Who permits septic
  • Septic permit
  • Septic inspection
  • Off-grid sanitation
  • Well permit
  • Mandatory utility hookup
  • Agricultural exemption
  • Subdividing land
  • Driveway access
  • Building in a floodplain
  • Short-term rentals
  • Permit fees
  • Permit process

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.

Unanswered questions are usually a sign that St. Elmo publishes no rule on the point, not that none exists. Fayette County’s page lists the county offices to call.

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