Bolthole Index

Lake County, Florida

Building permits, zoning and septic rules in Clermont, Florida

Clermont, Florida requires a city building permit for a new home and other covered construction.1 Clermont administers zoning inside city limits, while septic permits go through the Florida Department of Health in Lake County.23 Obtain zoning approval before submitting a building permit, and confirm the parcel’s district before choosing a home design.4

At a glance

Building permits
Required from Clermont for covered construction1
Zoning
City Land Development Code applies inside city limits2
Septic permits
Florida Department of Health in Lake County3
Owner-builder
Available for the owner’s use and occupancy; conditions apply5
Minimum home size
R-3 single-family dwellings: 1,000 square feet of living area, excluding garages, carports and screened areas6
Wells
Lake County delegated program covers wells less than 6 inches in diameter7
Final approval
Certificate of Occupancy or Completion after approved inspections, as appropriate8

Who to call

Building permits

Clermont Building Services

City building applications, plan review, inspections and final certificates; plans review includes drainage and floodplain requirements.

352-241-7315

[email protected]

685 W. Montrose St.

Online permits →

Planning & zoning

Clermont Zoning Division

City zoning approval and Land Development Code criteria.

Planning & zoning

Clermont Planning Division & Development Review

City planning and development review.

Septic permits

Florida Department of Health in Lake County, Environmental Public Health

Onsite sewage treatment and disposal and well construction services in Lake County

352-253-6130

[email protected]

320 W. Main Street, Tavares, FL 32778

Contact details are copied from each office’s official page and were checked against it on October 10, 2026.

Off-grid gear

Going off-grid in Clermont means bringing your own water and power. The kit we’d start with:

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Do you need a building permit in Clermont, FL?

Clermont requires a building permit for construction, alterations, repairs, moving or demolishing a building, occupancy changes and covered trade work.1 The city lists exceptions for specified residential work, including painting, flooring, tile work, replacement plumbing or lighting fixtures and re-screening; ask Building Services how the exception applies to your exact scope.1 Clermont lists the Florida Building Code effective from December 31, 2023, with no local amendments to the listed codes.9 Owner-builder status does not remove the building-permit requirement.10

Who issues building permits and handles zoning in Clermont?

Clermont Building Services accepts city building applications, reviews plans and oversees inspections; reach the office at 352-241-7315 or [email protected].11 Submit a complete building-permit package to Building Services or use the city’s online permitting link.11 Clermont’s Zoning Division is the starting point for zoning approval, and the city says to obtain that approval before submitting the building permit.4 The Planning Division also provides planning and development review for city properties.12 Septic applications remain a separate matter for Florida Health in Lake County, rather than the city building counter.3

Does Clermont have zoning, and can you build a tiny home?

Clermont’s Land Development Code determines how property inside city limits can be used and supplies development criteria.2 Ask the Zoning Division to identify the parcel’s district and applicable lot-size and setback standards before committing to a layout.13 In Clermont’s R-3 district, a single-family dwelling must have at least 1,000 square feet of living area, excluding garages, carports and screened areas.6 That R-3 minimum rules out a smaller single-family design in that district; it does not establish a citywide minimum or answer whether a tiny home is allowed in another district.6

How do septic permits and wells work inside Clermont?

Septic systems inside Clermont require septic permitting through the Florida Department of Health in Lake County.143 The Environmental Public Health office lists onsite sewage treatment and disposal and well construction services; call 352-253-6130 at the Tavares office for the appropriate application route.15 Lake County’s delegated well program issues permits for wells less than 6 inches in diameter within its district areas; ask the office which authority handles a proposed larger well.7 We could not confirm Clermont’s public-water or sewer connection requirements or whether off-grid sanitation is acceptable for a new city home; resolve those questions with city Building Services and Environmental Public Health before designing an independent system.1115

Can you live in an RV on your land in Clermont?

We could not confirm a Clermont rule allowing residential RV occupancy on a private parcel, including temporary occupancy while building; ask the Zoning Division about the proposed use before relying on an RV as housing.4 Clermont’s zoning controls property use, so building-permit approval for a future house alone does not answer the separate RV-use question.21 For a small permanent home, start with the district’s dwelling standards: Clermont’s verified R-3 single-family minimum is 1,000 square feet of living area.6 Ask the city to distinguish RV occupancy, a permanent dwelling and any proposed accessory dwelling in its zoning review.4

What are the steps to build a home in Clermont?

  1. Confirm the parcel’s city zoning district and obtain zoning approval before submitting the building permit.24
  2. Resolve sanitation with Florida Health in Lake County if the home will use septic, and ask Building Services about utility requirements.311
  3. Submit a complete city building-permit package; plans review checks building-code, zoning, drainage and floodplain requirements.16
  4. Schedule required inspections after the building permit is issued; final approval leads to a Certificate of Occupancy or Completion, as appropriate.178

Clermont publishes project-dependent fee schedules, and inspection fees must be paid before a certificate of occupancy is issued.18 An owner-builder must use and occupy the building, cannot build it for sale or lease, and must personally appear and sign the affidavit while meeting supervision and employment obligations.5

What should you check before buying land in Clermont?

Have Clermont’s Zoning Division confirm that the proposed use and building layout fit the parcel’s district before you buy.2 Development site plans must identify driveways, approaches, curb cuts and vehicular access, including dimensions and construction specifications.19 City plans review also checks drainage and floodplain requirements, so bring those questions to Building Services early.16 For a property outside Clermont city limits, use the Lake County guide: county planning and zoning rules apply to unincorporated Lake County.20 Septic remains with Florida Health in Lake County for a Clermont address.3

Watch-outs

  • Clermont’s 1,000-square-foot single-family minimum cited here belongs to R-3; ask the Zoning Division for the standards of the parcel’s actual district.6
  • We could not confirm residential RV occupancy or off-grid sanitation inside Clermont; ask the Zoning Division about RV use and Environmental Public Health about sanitation before buying.415
  • Owner-builder eligibility in Clermont is conditional and does not waive building permits or code compliance.510

Sources

  1. Building Permitting Information (Clermont), quoted and re-checked
  2. Zoning Division (Clermont), quoted and re-checked
  3. Environmental Public Health (Clermont), quoted and re-checked
  4. Clermont Zoning Division (clermontfl.gov)
  5. Owner-Builder Information (Clermont), quoted and re-checked
  6. Sec. 125-249. Permitted uses, R-3 district (Clermont), quoted and re-checked
  7. Water Services (Clermont), quoted and re-checked
  8. clermontfl.gov (Clermont), quoted and re-checked
  9. Building Permitting Information (Clermont), quoted and re-checked
  10. 2026 Florida Statutes § 489.103, Exemptions (Florida statewide rule), quoted and re-checked
  11. Clermont Building Services (clermontfl.gov)
  12. Clermont Planning Division & Development Review (clermontfl.gov)
  13. Zoning Division (Clermont), quoted and re-checked
  14. Environmental Public Health (Clermont), quoted and re-checked
  15. Florida Department of Health in Lake County, Environmental Public Health (lake.floridahealth.gov)
  16. Building Services (Clermont), quoted and re-checked
  17. Inspections Information (Clermont), quoted and re-checked
  18. Site Inspection Fees (Clermont), quoted and re-checked
  19. Sec. 101-352. Site plan submittal requirements (Clermont), quoted and re-checked
  20. Planning & Zoning - Lake County Government, quoted and re-checked

Written October 10, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.

Answers from the rulebook for Clermont

Clermont’s own rules

  • Building permitRequired

    Construction, alteration, repair, movement, demolition, occupancy changes, and regulated electrical, gas, mechanical, plumbing, or impact-covering work inside Clermont city limits.

    • Specified residential work such as painting, flooring, tile work, replacement plumbing fixtures, replacement lighting fixtures, and re-screening is listed as not requiring a permit.
    “shall first make application to the City and obtain the required permit.”
  • Owner-builder exemptionAvailable (with conditions)

    A legal property owner seeking an owner-builder permit inside Clermont city limits.

    • The owner must use and occupy the building.
    • The building may not be built or improved for sale or lease.
    • The owner must personally appear and sign the affidavit; applicable licensing, supervision, workers' compensation, tax, and employment responsibilities remain.

    commercial building cost ceiling: <= 75000 USD (The affidavit also covers one- or two-family residences and farm outbuildings.)

    “If an applicant applies as an owner/builder, the building must be for their own use and occupancy. It may not be for sale or lease.”
  • Building code adoptedAdopted

    Construction inside Clermont city limits.

    • The city page states no local amendments for the listed codes.
    • The Florida Building Code listed is effective December 31, 2023 to present.
    “8th Edition (2023) of the Florida Building Code – Effective Dec. 31, 2023, to present”
  • InspectionsRequired

    Permitted projects inside Clermont city limits.

    • Inspections may involve Building Services, Fire, Public Works, or Utilities depending on project scope.
    • Private providers may perform required inspections if city requirements are met.
    “After all required inspections are completed and approved, the Permitting Section finalizes the process”
  • Certificate of occupancyRequired

    Permitted projects inside Clermont city limits requiring a certificate of occupancy or completion.

    • After all required inspections are completed and approved, the city issues a Certificate of Occupancy or Certificate of Completion, as appropriate.
    • Temporary certificates of occupancy may be issued under separate city procedures.
    “issues a Certificate of Occupancy or Certificate of Completion, as appropriate.”
  • Local zoningPresent

    Land inside Clermont city limits; Clermont administers its Land Development Code and zoning.

    “"How" a property can be used is determined through Zoning. The City's Land Development Code (LDC) provides specific development criteria.”
  • Zoning districtsPublished

    Clermont zoning districts and district standards.

    • The cited official code sections publish standards for UE, R-1-A, R-1, R-2, R-3, R-3-A, C-2, and other districts.
    • This record is not a complete inventory of every Chapter 125 district.
    “The City's Land Development Code (LDC) provides specific development criteria.”
  • Minimum dwelling sizeSpecified

    Single-family dwellings in the Clermont R-3 district.

    • Living area excludes garages, carports, and screened areas.

    minimum living area: >= 1000 square feet (Excludes garages, carports, and screened areas.)

    “Single-family dwelling units having a minimum living area of 1,000 square feet, exclusive of garages, carports and screened areas.”
  • Driveway accessRequired

    Development site plans inside Clermont city limits.

    • Site plans must identify the location, dimensions, and typical construction specifications of driveways, approaches, curb cuts, access points, accessways, parking, loading, and service areas.
    “Driveways, approaches and curb cuts. 2. Vehicular access points, accessways and common vehicular access points.”
  • Permit feesPublished (with conditions)

    Municipal site, subdivision, inspection, and building-related fees inside Clermont city limits.

    • Fees vary by project type, size, inspection status, and other applicable schedules.
    • Individual re-inspections are $50; inspection fees must be paid before issuance of a certificate of occupancy.

    individual re-inspection fee: 50 USD

    “Current fees, including planning and development fees, building fees, impact fees, construction-related fire department fees, and re-inspection fees, can be found”
  • Permit processPublished (with conditions)

    Building-permit process inside Clermont city limits.

    • Submit a complete application package; city intake reviews completeness; plans review evaluates Florida Building Code and local zoning, drainage, and floodplain requirements; inspections are scheduled after issuance; final approval leads to a certificate of occupancy or completion.
    “Once submitted, applications are either approved for permit issuance or forwarded to Plans Review for further evaluation.”

Rules another office applies inside Clermont

Clermont does not set these itself; the county, a health district or the state does, and they apply to every address inside its limits.

  • Who permits septicCounty

    Septic regulation inside Clermont city limits is administered through the Florida Department of Health in Lake County.

    • Florida Health states that counties outside the 16 DEP-administered counties should contact the local county health department.
    “If you live outside these 16 counties, contact your local county health department about septic system permitting and inspections.”
  • Septic permitRequired

    Onsite sewage treatment and disposal systems inside Clermont city limits.

    • The Lake County environmental-health program lists septic system permitting and regulates onsite sewage treatment and disposal systems.
    • Specific exemptions and operating-permit categories were not established from the cited page.
    “Environmental Health currently inspects and regulates: [...] Onsite Sewage Treatment and Disposal Systems [...] Septic System Permitting”
  • Well permitLimited

    Wells inside Clermont city limits that fall within the Lake County delegated permitting program.

    • The cited official page states the delegated program issues permits on wells less than 6 inches in diameter within Lake County district areas.

    well diameter: < 6 inches (The cited page does not establish permitting for wells 6 inches or larger.)

    “issues permits on wells less than 6 inches in diameter within Lake County district areas.”

Still unanswered

We looked and could not find an official answer yet. Silence is not permission; ask Clermont or Lake County directly.

  • Off-grid sanitation — Off-grid sanitation inside Clermont city limits.
  • Mandatory utility hookup — New homes inside Clermont city limits and required connection to public water or sewer when available.
  • Agricultural exemption — Agricultural uses inside Clermont city limits.

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.

Unanswered questions are usually a sign that Clermont publishes no rule on the point, not that none exists. Lake County’s page lists the county offices to call.

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